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A few bad financial decisions recently came back to haunt me. I’m paying down $12,500 in credit card debt, and I’m doing everything right: I pay more than the minimum each month, and I always pay on time. But it wasn’t always like that. I missed two payments three years ago, and a three-day stay in the hospital two years ago set me even further behind, resulting in another huge bill that I simply could not shoulder.
My credit score tanked as a result, which made everything difficult — especially moving. When I went to look for a new apartment a few months ago, I was met with denial after denial even though I met income requirements. I really needed to move to be closer to work. As stressful as this situation was, I was mostly scared. I learned quickly that these three little numbers could derail my life, even though I had made such small mistakes so many years ago. I had no idea what to do.
I discovered a company called Credit Saint while searching online for ways to improve my credit score. I was a little hesitant to call at first, but I read that Consumers Advocate users, The Credit Review, and the Better Credit Blog had all ranked them #1 in the field since 2017 (with a top ranking from Consumer Affairs and an A+ BBB accredited business score to boot). I felt like I’d be in safe and knowledgeable hands. I reached out for a free credit consultation.
The Credit Saint agent I spoke with explained that, while Credit Saint can’t guarantee results, its techniques have proved successful for people with credit situations similar to mine. My team of Credit Saint specialists would reach out to credit agencies to challenge any negative credit information I thought to be inaccurate or outdated. They’d also teach me how to generate new months of positive history to bolster my credit score, not just dispute items and leave me hanging. I’d also know everything they were doing, since they show a “timeline” on their online dashboard to track progress. Reassured, I signed up and never looked back.
The results paid for themselves. Credit Saint’s work and education gave me the tools I needed to fix my credit. To my delight, the change was just enough of a change to turn my rental applications from ‘no’ to ‘yes.’ In the months since my move, I’ve kept following the positive credit history advice that Credit Saint gave me, and my credit score has continued to grow bit by bit each month. As I keep working toward improving my credit score, I have Credit Saint to thank!
If you’re looking for ways to boost your credit score, take advantage of Credit Saint’s FREE CREDIT EVALUATION for new customers.
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