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Until recently, I hadn’t realized I might not be adequately preparing for my family’s long-term financial security. For months, my wife Francesca touted the idea of life insurance, and at first, I didn’t take it seriously. Why should I pay for something that I won’t actually use? Plus, I vividly recall the one other time I tried to purchase life insurance, and the process was a hassle: with so many plans and options out there, I didn’t even know where to start. I realized that this is why so few Americans have life insurance policies – the process is overwhelming for anyone to tackle. Thankfully, we had a trusted partner in our life insurance search that made policy shopping a seamless and painless process: SelectQuote.
SelectQuote took the headache out of our life insurance plan search by doing the searching for us. SelectQuote lets us skip the process of obtaining quotes and estimates from multiple trusted life insurance companies, and compiles them for us in one easy to understand estimate. No more endless searching and comparing – just one step. All we needed to do was enter some basic information on the SelectQuote website, and they took care of the rest. SelectQuote aggressively comparison shops highly-rated companies* that they represent to find you the company with your best rates. Francesca and I now have trustworthy life insurance plans that cost us around $19 per month, thanks to SelectQuote.
Though our plans are low-cost, they have high value. Our low monthly premiums pay for plans valued at $500,000 – that’s about four times our annual family income. We pay what feels like pocket change to give our daughters Marie and Charlotte years of stability if something happened to us, and that felt worthwhile despite my prior resistance. The peace of mind having life insurance provided, however, is priceless.
We went through the SelectQuote process nearly a year ago. Since then, we’ve been nothing but thrilled with our life insurance plans. I speak for both of us when I say that our only regret was not buying our plans sooner. Now that we’re insured, we can ensure Marie and Charlotte that we’ll be there for them – even when we’re not.
If my story has compelled you to consider your life insurance options, you can begin your journey right now. Leave the heavy lifting up to SelectQuote: they’ll find you a price you can afford. Just click here to compare plans, sign up for a policy, and take a significant and important step toward caring for your family forever and always.
* Best’s Credit Ratings™ are under continuous review and subject to change and/or affirmation. For the latest Best’s Credit Ratings™ and Best’s Credit Reports (which include Best’s Credit Ratings™), visit the A.M. Best website at ambest.com. See Guide to Best’s Credit Ratings™ for explanation of use and charges.” “Best’s Credit Ratings™ reproduced herein appear under license from A.M. Best and do not constitute, either expressly or impliedly, an endorsement of SelectQuote or its recommendations, formulas, criteria or comparisons to any other ratings, rating scales or rating organizations which are published or referenced herein. A.M. Best is not responsible for transcription errors made in presenting Best’s Credit Ratings™. Best’s Credit Ratings™ are proprietary and may not be reproduced or distributed without the express written permission of A.M. Best Company.” A Best’s Financial Strength Rating opinion addresses the relative ability of an insurer to meet its ongoing insurance obligations. It is not a warranty of a company’s financial strength and ability to meet its obligations to policyholders. View our Important Notice: Best’s Credit Ratings for a disclaimer notice and complete details at http://www.ambest.com/home/ratings.aspx
* Male, Excellent health, a 10-year, $500,000 policy for only $19 a month. Premium is based on the assumption of great health and a preferred plus rating. Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. Banner does not solicit business in NY. OPTerm policy form # ICC18-OPTC and state variations. Two-year contestability and suicide provisions apply. The Banner term life insurance premiums quoted here are based on the information provided for this quote. The quote is based on the assumption of excellent health and does not take into consideration occupational risks or other avocations. Approval and actual premiums will be based upon the entire underwriting process, including but not limited to, information provided on the application, exam results and specific underwriting requirements and criteria. OPTerm 10 issue ages are 20-75 all classes. Premium rates vary by coverage amount: $100,000-$249,999, $250,000-$499,999, $500,000- $999,999, $1,000,000 and above. Premiums quoted include $60 annual policy fee. Premiums are guaranteed to stay level for 10 years and increase annually after initial guarantee period. OPTerm policies can be issued in preferred plus non-tobacco, preferred non-tobacco, standard plus non-tobacco, standard non-tobacco, preferred tobacco and standard tobacco classes. OPTerm 10 substandard policies can be issued through Table 12, subject to underwriting discretion. Coverage can be renewed to age 95. Policies can be returned without obligation within 30 days of receipt in most states. Rates as of 01-06-21. Compliance # 21-075.
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